Saturday, April 3, 2010

Health Care Enforcement


Many Americans like myself are frustrated and want answers. But why can't someone give us those answers? I thought Bill O'Reilly asked a simple question yet Congressman Weiner danced around the question and even stuttered when put on the spot. This interview only leads us to believe one of two things.

1) Congressman Wiener is not qualified to answer a simple question and was sent out as a sacrificial lamb (pobresito)


2) The current administration is hiding certain details about the bill

It seems that the administration is trying to paint a pretty picture for us with a broad paint brush but as we all know it is the small details in the painting that really give it character.

The idea that the Health Care Bill will give all Americans access to health care is a perfect example of broad brushing. Insurance companies will no longer be able to deny anyone with any preexisting condition. Sounds great, but what they fail to realize is that the insurance companies can and will rate those conditions.

So by law they can't turn you down but they can charge you a ridiculous amount to cover the preexisting condition. Many say they would pay more just to have the coverage but honestly the rating will be so high that they won't be able to afford the coverage. Have you seen an insurance companies rate sheet? As a former health insurance agent I have seen a few in my life. I can tell you that the new rate sheets are going to make both agents and customers run for the hills.

The extra charge will be so high that once again those who so desperately need affordable health insurance will be be left without and to make things worse will be fined for not having any. This is their way of denying you without saying the word no to you.

If we really want to give all Americans affordable health insurance, key word here "affordable", we should ditch this unconstitutional bill, address TORT reform and put more control on insurance companies.

"Our rate increases are less than theirs" All health care insurance companies increase their rates annually to adjust to inflation. I think they do it to adjust to all the money they have to pay out that year. How would you feel if you went to go buy a car and they tell you your car payment is going to go up a certain percent each year because they have made some bad investments? Don't make any sense.

How many times have you driven down the street and seen one of those billboards with a lawyer claiming to get you a ridiculous amount of money for an injury? Almost makes you want to get into a car accident just for all that money. Or the commercials on TV that claim a lawyer can make you a millionaire by suing for medical malpractice.

Those are they guys that make affordable health insurance impossible. So much money is paid out and as we all know nothing is free in this world. So each time our insurance companies pay out millions we have to pay more to cover the loses.

In the words of one of our local leaders "This is a Feel Good Do Nothing" bill.

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